Swiss Wallet AG combines the expertise of leading payment card providers with software engineering. The Aduno Group, Netcetera and Swisscard are behind the company.

Board of directors

Andrej Vckovski (President), CEO Netcetera Group AG

Florence Schnydrig Moser, CEO Swisscard AECS GmbH

Max Schönholzer, CEO Aduno Gruppe

COO – Operational management of SwissWallet AG

Tobias Ott


The Aduno Group offers all products and services for cashless payments from one source: from card issue (Viseca Card Services SA) and card acceptance to payment terminals (Aduno SA) to private credit and leasing (cashgate AG) and securities account bonds (AdunoKaution).

As a leading company for private and business customers the Aduno Group is a fair and transparent partner. It is owned by the largest Swiss cantonal and retail banks (Raiffeisen Group, all cantonal banks, Migros Bank, Bank Coop, regional banks and private and merchant banks).

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Netcetera is among the leading group of software companies in Switzerland and supports a whole range of customers in their core business with customized solutions. Highly motivated professionals, many years of experience and proven expertise have cemented Netcetera’s superb reputation. Sophisticated software with an innovative approach is its trademark, numerous awards, satisfied customers and happy employees are the result.

Netcetera covers all phases of the IT system life cycle. These include professional consultancy, a flexible approach, high-quality software development and the best possible user experience.

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Swisscard AECS AG was established as a joint venture between Credit Suisse AG and American Express in 1998. As a card issuer in Switzerland the company handles product development, sales and marketing, customer service and card processing in Switzerland.

As a merchant acquirer, Swisscard AECS GmbH is also responsible for expanding and handling the American Express network of points of acceptance in Switzerland.

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